{
  "items": [
    {
      "entityId": "bank-bmi",
      "name": "Bank Muamalat Indonesia",
      "entityType": "bank",
      "country": "ID",
      "sector": "banking",
      "subsector": "islamic-bank",
      "syariahStatus": "compliant",
      "strategicThemes": ["hajj-finance", "umrah-payments"],
      "sourceSystem": "internal_sheet",
      "updatedAt": "2026-04-15T08:00:00Z",
      "instrument": {
        "instrumentId": "bank-bmi-equity",
        "instrumentName": "Equity",
        "instrumentType": "equity",
        "tenorYears": 5,
        "currency": "IDR",
        "targetReturnPct": 13.5,
        "liquidity": "medium"
      },
      "financials": {"roa": 1.3, "roe": 14.2, "car": 18.4, "npf": 2.1, "bopo": 82.0},
      "risk": {"rating": "medium", "governance": "medium", "countryRisk": "low"},
      "dataQualityScore": 88
    },
    {
      "entityId": "hospitality-makkah-stay",
      "name": "Makkah Stay Holdings",
      "entityType": "company",
      "country": "SA",
      "sector": "hospitality",
      "subsector": "pilgrim-accommodation",
      "syariahStatus": "compliant",
      "strategicThemes": ["hajj-accommodation", "umrah-services"],
      "sourceSystem": "external_json",
      "updatedAt": "2026-04-15T08:00:00Z",
      "instrument": {
        "instrumentId": "makkah-stay-fund",
        "instrumentName": "Private Fund",
        "instrumentType": "fund",
        "tenorYears": 7,
        "currency": "SAR",
        "targetReturnPct": 15.0,
        "liquidity": "low"
      },
      "financials": {"roa": 1.1, "roe": 12.5, "car": 0, "npf": 0, "bopo": 0},
      "risk": {"rating": "medium", "governance": "medium", "countryRisk": "medium"},
      "dataQualityScore": 74
    },
    {
      "entityId": "logistics-halal-link",
      "name": "Halal Link Logistics",
      "entityType": "company",
      "country": "ID",
      "sector": "logistics",
      "subsector": "halal-supply-chain",
      "syariahStatus": "unknown",
      "strategicThemes": ["halal-logistics"],
      "sourceSystem": "curated_csv",
      "updatedAt": "2026-04-15T08:00:00Z",
      "instrument": {
        "instrumentId": "halal-link-equity",
        "instrumentName": "Growth Equity",
        "instrumentType": "equity",
        "tenorYears": 8,
        "currency": "IDR",
        "targetReturnPct": 18.0,
        "liquidity": "low"
      },
      "financials": {"roa": 0.8, "roe": 9.0, "car": 0, "npf": 0, "bopo": 0},
      "risk": {"rating": "high", "governance": "medium", "countryRisk": "low"},
      "dataQualityScore": 61
    }
  ],
  "total": 3,
  "asOf": "2026-04-15T08:00:00Z",
  "source": "sample-universe-v1"
}